Thursday, May 13, 2010

Good, bad, and paranoid?

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I found the roll and one of the cans of tobacco. It was my deal. My mistake. And, I am happy with that. I had asked them this morning about it, and by how they answered, I easily believed them. I just happened to look out onto the patio and saw it. Then I remembered I had helped move something out there, quite out of my usual routine, and had left the items there after the task was complete. I do feel bad, however, I have had some history with certain behaviors from people with a particular political notion. My mistake.

The house is set to close the 19th. Will it happen? I had been told that the inspection was done. I have now been told it has not been done. I understand the misunderstandings, they have plagued this deal from the beginning. It has been almost too much to track. I gave up trying some time ago. Every requirement met has brought about more requirements or refinements which add to the requirements. That is, well, the good. I think.

The bad is that the new furnace and ac will not be a part of the package. What I had been asked for was a quote and an estimate of savings. Between the owners not giving me copies of their utilities and the installers only giving partial information, one of them even excluding potential efficiency differences, I was already in a troubled area. Beyond that, and to my knowledge, a new requirement for the efficiency loan expansion, was an efficiency audit. That, according to the utility company, would not be done until the 20th. Which means nothing would go to the underwriters until that information was supplied. Which would add another week, at least (depending on how fast they got that in and how fast it was processed), to the closing date.

As to adding that package to the loan later, that would require a renegotion of the whole loan and a new loan taken out. Who knows how much that would cost, if it is possible, and how long it would take. As well, who knows how complex that would be and it would be without anyone else to help, guide, and try and keep the thing on track. It looks like I will be using, assuming I still get it, a large chunk of the $8,000 incentive toward a furnace and ac. I will use whatever remains toward the house. Furniture, water softener, reverse osmosis water system, washer and dryer, or whatever else I had been considering will simply have to wait until my cash funds can cover those needs. In the long run I am probably better off. In the short term, it will be a scramble to cover some of those (particularly the washer and dryer). Perhaps a good washer, and air drying until this fall when I can by a matching dryer? Yes, very possibly, that will be the way of it.

The good, the bad, the paranoid... just another typical day in the life of Doom. But, it's a good one in any case. The sun is shining. I have stayed up until after 14:00 in my move to make days my official operating time. The rest will just have to happen or not.

Have a good day yourselves!

5 comments:

  1. Craigslist is a good place for used appliances. You could get a good washer dryer pair for about $200, and a serviceable set for maybe $100.

    If it's "moving time" in Logan, Craigslist should be loaded with deals.

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  2. Hmm, that is definitely a thought. Rescaling plans is fine, but too much negotiating on things is... troubling. I will have to seriously begin retooling my whole outlook.

    The interesting thing is that these folks who live here are quite frugal, like you, my Mom, and, well, most wiser about money (and often wise in a broader sense) folk. I have been sleeping, and not just in some ways. Perhaps it is time for me to wake up.

    I have been thinking... If I became frugal, I could honestly marshal my income into a money making machine, if a small one, rather than use it as a limited expendable resource. If nothing else, I could use it to fund getting off the grid to a greater extent. Just... some thoughts.

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  3. Getting off the grid is good. Finding ways to create value that do not depend upon the grid or the current system is even better.

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  4. copy paste this link--this will take you directly to the "appliances" category of the Logan, UT Craigslist

    http://logan.craigslist.org/app/

    Top of the list as I write this is a washer dryer AND tv for $80. No idea of the condition, but there are more below this one.

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  5. Got it. As well, there is a local (in Utah) site used by many. Lots of stuff there too. Yeah, this could work much better. Thanks!

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