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Buying things. Yeah, okay, I have always been at least a middling advanced shopper. Tech, ideas, and such. I sometimes would like to think that I am on the cutting edge, if in many ways I am dubious about the proposition. In secular terms, at my price point, I probably could easily be counted as such. But that was never the point. I had one of the first cellphones (for personal use) in my area. Some of my family and friends were quite curious, others thought I was damned fool for wasting good money on a toy. Hmm, I wonder how many of them have cellphones now, come to think of it? As well, I was one of the first to realize what a lark cellphones really are, if many still don't get it. At least for personal use. Now, in my case, since I was always going to or from, rarely at home if I even had a home, and moving frequently even then, a cellphone was my only real choice. For the first time in my life people from my past, after I got my first cellphone, could track me down easily. I wasn't an invisible man to society, being impossible to find or even contact. I lost interest though and turned the phone off and kept it off until it was purely mine again, using it only for when I wanted to reach people or check messages. There are many things, from having a cellphone, home computer, certain tech regarding my vehicles, and on it goes, in which I have been a consumer use leader.
And, for the most part, for someone in my situation, I suppose that is fine. I can't get ahead. I won't be looking at significant raises, my income will not improve with performance, I can't produce alternative revenue streams for legal and realistic reasons, I am simply an adult child in many ways, receiving an allowance because I cannot work. But most people aren't that way. If a solid wage earner or salaried man improves his output or increases what he brings in for a company or takes on a second set of duties, and will fight for a better income, quite often he will get it or find a headhunter who targets such individuals for growing companies. Or... traditionally. Further, if he increases his output and cuts his expenses, he can get much further ahead. But if he extends his buying power with his income, assuming he saves money himself and even if he doesn't go deeply into debt, all he will doing is slightly increasing his savings which draw a yield below inflation, so even while saving he will be losing money.
Why get ahead? Ah, in order to invest. If I had enough squirreled away, the first investment would be "free housing". A reasonable home in which I didn't have to pay to live. Taxes and insurance are minor, really, compared to the rest. While investments don't yield like they can and have, they do beat banks, and often inflation, meaning he isn't losing money as he would be by purely saving money in a bank, if he has control over the investments... they need to be somewhat liquid. I see so many people with so many things that do no bring a return that... I just shrug. As I said, I actually can't get ahead, if buying a home is as close to getting ahead as I can do, and I am doing that, finally. And even that form of getting ahead isn't now and never was quite what it was supposed to mean recently. A house is an investment in a bit of static wealth to a degree, but mostly an attempt to have a free place to live, a springboard into keeping more or working less, maybe even a place to meet other people with money to invest if you are... far enough ahead. I live too baseline, economically, to get ahead any more than that. When in the Navy I was beginning to see how other sailors had catapulted their careers into some serious wealth, enlisted men at that. Tight, hard, and without all the doodads and toys, though in the end able to live a rather comfortable life. I had plans to follow some of their lead until it all fell apart. Reading books, talking to practical small investors, learning, looking, and planning. Perhaps I am wrong about my income, but... I didn't, and probably don't now, have the wherewithal to coral that in any case. Maybe it is the complexity and demanding regimen that is the problem with others too? Dunno... Just... grumbling as I try to figure out how to buy a piece of equipment I can't afford and which will bring me no income? Oh, one other point... I think being in a marriage can, if guided a bit, greatly help. Two heads can be better than one, more so if they are on the same page but with very different ideas about it, in a way. Give them both the veto!
Oh, just a little spot from another yahoo. I don't claim this or that, only that I felt a thrill going up my leg while watching. Okay, a chill not a thrill, but... you know if you know. h/t Interested-Participant
Yes, yes, dish water was added to or changed out and the litter was policed. I am not just stalling. I even looked around while doing those things to plot and plan my home invasion.
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