Hmm... Thinking.

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The refinancing looks okay.  It is adjustable, but limited.  A worst case scenario leaves me paying having the principle I would be paying on my current loan, as the loan is rebalanced every year (after the first three years).  Meaning the interest is recalculated, but also the balance is recalculated.  The max increase per year is 1%, the max rate is 7.5% (which would take 8 years to reach and could go no higher).  At the maximum rate I would be paying $3 a month more, but paying off the loan more favorably considering the reduced loan balance recalculation. Yeah, it is looking reasonable.  Possibly.  I just have to check some numbers on my own to make sure the thing looks right.  And check on the business.  Well, that is what I am seeing up front.  I'll be looking for holes in the notion over the next two weeks.

On to watering the garden.  I may just start it a bit earlier, being cool as it is?  That will give me a chance to water the front of the lawn a bit better this time.  It's all looking pretty good though.  If I am feeling up to it after that (pffftttt), I might hit the bathroom tonight yet.  The bathroom won't be hard work, I just don't want to be working with fire when I am too tired.  Nor can I do simple thinking well when too tired, and it's best to have simple logic at your fingertips when doing plumbing.  Brainssssss!  :p

Well, on to watering then dinner.  Then maybe some plumbing.  Later.

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Oh, the fellow that went over the loan application told me he had a new .45.  He bought a Springfield XDM.  It hadn't been shot.  It sounds like he ran into trouble finding ammo.  So... hating to think there was a virgin pistol out there somewhere, I tossed him a box, on the provision he give her a whirl as soon as he could.  I offered him a rose to take to his wife, if he wanted, from my rose bush.  He did.  Hey, just being decent.  This is, potentially big business...  A few minor gifts can help keep things... kosher... if that wasn't their purpose.  An unshot pistol?  The thought hurt my feelings!  He couldn't believe his luck.  Stick around, not all is Hellfire near me, sometimes there is manna as well.  The best is when you get both!  Yum!  *duck*