Not bad.

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Done.  Both calls.  Successes, both.  I can barely stand, but can't sleep.  So, I'll be awake a little longer.  Part of the problem is I had to jack myself up to make the calls.  Seems strange that I would need to do such a thing, but... had to.  Didn't practice calling, or even go to the bathroom.  Was headed that way, then... forgot.

If, now, I can be up until, say, 14:00?  Then the day will be right.  I'll keep pushing.  It has started to snow again... or was a bit ago.  Yea, and remaining cold.  Very strange.

A call, from my mortgage company.  Wanted to know why.  I told them why.  They asked if they could try again.  Sure, I suggested, if I am not holding my breath.  If you add points, you just tuck the extra into the loan, over time.  It doesn't really change the payout.

She suggested that people refi, and yes, they do.  If the interest goes down.  It's... not going to go down, probably ever... or in my lifetime.  Once they start raising it, the only thing they will be able to do, that will make any sense, is to continue raising it.  Wait until interest rates, for a home, hit 20%.  The choice is that, or such a steep continued devaluation of the dollar, and every currency officially or not pegged to it.  Choices.  None of them are easy, only one of them is right, brutal or completely destructive... choices.

So, no, there will be no refi.  What I get, should I go with a new mortgage, will be as good as it gets for the rest of my life, as an opportunity.  So, no, I won't sell my bank tomorrow, for a hope of the day after tomorrow.  That... is done.  And, at the price of even this house... well... life has gone a bit nuts.  A good time to sell?  Then again, what is money worth, where could it be put?  They are stepping on gold, shoving silver up. it's all rigged.  Certainly wouldn't put it in stocks or bonds.  All overleveraged by vast amounts.  Much of it merely being supported by the artificial and becoming worse through automated inflation fiat.  There... isn't a good way out of this.  It's more a matter of what will shrink less, not what will grow.  All growth, at this point, is perspective illusion, not real.

Well, that's what I'm saying.  Believe as you like.  Still, I got things done.  Tired, but... sticking with things.  Can't do physical, mechanical, manual, work.  But... might be able to stay awake a bit longer.  And, say a really good long prayer as I go to sleep.  Along with the constant prayer, which is sort of... contact with God, at all times.  Is that a prayer?  Or... meditation?  It's an always on beam of energy between He and I.  I have had it, mostly, since I was young.  Even when I tried to deny, somehow.  I... always knew.

Later, or goodnight.