Christmas come early.

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My lady friend called. It seems her finances have finally become untenable and she wanted advice about dealing with insurmountable debt, and a small loan. *larf* No, just think about that first sentence. Never mind. So, I suggested she discuss things with a legitimate professional service. I warned that most aren't, so care must be taken when choosing an organization with which to work through. "Could you, you know, look that up for me"? Of course, says I. As for the loan, she... fumbled a recent order of food. As for the loan, no. She can't pay her bills as is, how could she ever pay me? No, but I will send her what she needs and call it Christmas. It is more than I was planning on spending, but not by much. She also wants me to get a safe deposit box. No, not for cash reserves or such, but for paperwork. She has a history she would like to maintain as private. I can do that, but not until next month. Her best bet may be filing through the court at this point. She is nearing the end of her ability to work, has no real property minus a 20 year old truck as her transportation, and all of the debt is credit card based or otherwise unsecured. Still, it is quite up to her.

Oh, I know. But it is good to be somebody someone would turn to in trouble. For a gimp I do all right, and she knows it. It is killing her to ask and I am loving it. No, I am not being a punk about it either. I am just... noting it, personally, quietly. I would love to see her find herself to a better situation. I recommended this long ago, and before that offered to help her. She declined, believing she should be in control. I am pleased, humanly, to see she has finally come to her senses, even if it took driving clean over the cliff to help her do that. I have found both a not-for-profit company, with an excellent pedigree, and a for profit company, which work to mitigate debt legitimately. I checked my accounts. I could send her the whole amount she requested but it would leave me a little shy. So I will merely send her half, then the rest at the first of the month. Along with her pay day, this will help her skip through just a bit. I had hoped to leave it all in the bank, but there it is. My 'flat tire'. Hopefully it is the only one this month.

In the process I did manage to regain online access to my account still in Iowa. For whatever reason they had not been letting me in. I noticed a way to reset the password online. Otherwise I had been meaning to call, soon. It was on the list, really! I have just been quite busy. It is quite good to see what I have in that account, for sure, though.

Oh yes, it is nice to have enough to help out, in several ways, to be thought of as fit to offer advice, and to be trusted in some serious affairs. Still, she was rather fresh, I thought, to actually ask for a loan given the reason for the call. If you are poor, don't ask me for a loan. That's all I am saying. If you need, I will give what I can. Now, if she gets things back in order I might well ask for that money back in time. We will see. I absolutely love the idea that she will not have access to credit cards though. She has no idea what she is doing with them. For this I am thankful.

Oh, on to a small meal, dishes, and bed. The cat litter will just have to wait. Sometimes so it goes. Good night.