Ah, that's nice.

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I did get in and check my mortgage.  It looks like it was paid on the first, the one time.  So... I checked on the automatic payment.  Can't do more this month, obviously, with two payments going in.  But I arranged for the automatic payment to be sent the 8th, just at minimum payment.  So... will check the 8th.  If it doesn't show, I'll check Monday.

While tinkering with these things, I noticed there is a cola adjustment coming up.  This year it is... larger than usual.  No thanks to Biden.  Because of him, and the increase in inflation.  But it was automatic.  If he could have stopped it, he would have.  Surprised he didn't try.  Anyway... That?  Will go directly to the bill.  And a little extra, on top of the extra I had been putting out.  So, I will, in the end, be nearly doubling my payment.  That will severely cut the length of the loan, and the amount of interest paid.  Still, I keep... thinking... a few more hundred, if I could do it, would pay it off a few years even shorter, and cut interest from $60k to $12~$14k.  If, too, that would mean living dry and light.

Though, thinking about after?  That would be $1200 freed up, a month, for savings.  To be spent on the house.  Save it for a few years, then do a few big projects?  That assumes the furnace holds, nothing else major becomes an expense, and else.  Could I save anything else, after that?  I don't know.  That would be so very tight.  I'm talking living on nickels, dimes on solid months, pennies on more difficult months.  But... maybe... it... might be possible.

Still, they didn't catch me off-guard, or even screw up my current program.  Thinking on it.  I would have to give up a lot of things.  Just how worth it would that bet?  Well, twenty two years shorter (minus 2 and an half already out of the program), and say thirty six k fewer dollars out the door, and in that less time?  Sure might be worth it.  Dunno if I can do it though.  Will... be contemplating.  Will be doubling the mortgage, next month, though.  But two and an half?  Dunno, dunno.  We'll see.  Later.