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I did call my mother, to let her know I had done what I could. She has been helping me by calling to keep me on track. It has helped. If the payment went through, and things are back to normal, I will just have her help me two more times, the next few months, to remember to pay and keep that on time until the automatic payment plan goes into function. That wouldn't be likely to be in force until April or May. On the good side, I can make basic payments until then, so as to sort out any messes that are left in the lurch and just catch my financial breath.
After that, when the plan kicks in, I will be up to double payments. If I have money at the end of the month, sometimes that will go to savings for some bigger items, sometimes it will go toward extra on the principle. If I can pay this off it ten to fifteen, I will. But I'd like to get new flooring in the kitchen, a new furnace (and probably ac, and duct work), as well as get the en suite back in operation. Ugh. Well, and I would like to get a new refrigerator and maybe a dishwasher next year.
Of course, even if I decide to move along, having more in the house will make getting out from under it, possibly, easier. Even if I have to take a loss. It is still cheaper than rent, which might be why the companies seem to want to force people out of homeownership, or some people... if that probably isn't the whole of it. Politics, of course. If they are supporting the people who are bashing Trump supporters to death for being "NAZI's", they wouldn't think a second thought of stealing their home from them. Yes, it is getting very dangerous out there. Watch yourselves, even in smaller college towns.
I guess I have to wait and see. I should be able to find out Monday. And then begin figuring out what my radicalized government has done with my social security check. Good night.
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