Just... checking.

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Lots of things.

First.  They pick up dumpsters on Wednesdays, I think.  That is, I believe, arranged.  All I have to do is get the dumpster set out next Tuesday night.  Check.  I am looking forward to that.  And, I should have more things down and/or ready to go out.  I figure I could have a whole extra load ready.  Exciting!

Then, I received a text from my mortgage company.  They sell the mortgages, they just do the paperwork.  CYA, I would guess.  Just... make your nickel, sell that for three cents, pocket the difference.  Anyway... something about equity.  I would like to get things done on the house.  But, how much more would the mortgage be a month?  Finding out.  Well, how much equity is there, too?

I was expecting... time and an half... 1.5 times debt, as value.  On the more hopeful side, perhaps 2 x.  But 3 or 3.5 x?  Wow.  Prices have... gone up.  Still, not sure.  Though it would be a let, a redone mortgage, not a side loan.  I wouldn't do the side loan thing.  Too messy.  I might even get a better interest rate?  Crazy, but okay.  Nearly "forty points" off?  If I am not sure about the details.  Not sure if that would be worth the costs?  Probably, most likely, just would cost money upfront.  How much?  Ugh.

There are two amounts I am considering.  Both would be enough to... do a lot for the place.  Definitely electrical, new furnace, ac, and probably a watering system for the lawn.  Probably inexpensive remodel (what little is needed else) in the bathroom, and new flooring in the kitchen, back porch, and hallways.  Easily.  It would be a new house.  Or, I could go with the much smaller number, and do the furnace, ac, electric, and en suite bathroom finishing touches.  Even that easily, with some left over... for perhaps a natural gas emergency generator (and probably stove too, I hate having all cooking electric dependent).

Even at the lower estimate, and that is rough, no guarantees, these updates would help.  The thing is, I want the house to be cleared and cleaned, before an evaluation.  I best get to it.  Ugh.  I would not have imagined prices had gone up that much.  Almost scary.  No, it is scary.

And, then again, I may just be daydreaming.  Who knows actual values?  I'm not sure, even if valuation is correct at ~3 x or more, that I would do anything.  Not sure if money put in would be worth money made on the place.  If... that isn't always what it is about?  How much more can I afford per month?  How much would the bigger or smaller number add?  Though it would be nice to live in a cleaned up place, even if just for a year or two.  Though definitely two dozen.  Who... knows...

Exciting, even if it is only a dream... for a moment.  I just... had no idea.  Does anyone?  I'd still like it to go to the lad, I just am not sure he could handle it.  And, I need something, should I be heading out.  Even keeping my equity, and using it as a base of operations, while I travel the world... with him as the local primary.  Lots of possibilities.  But... it's... tricky.

Life is horrifying, when it opens up right below your feet.  Even if, seemingly, for good reasons.  I honestly feel like a deer in the headlights.  *blink, blink, blink blink*  Oh well.  Life is good.  Things are... choices are... opportunities are being exposed.  Even good things in life can terrify though.  Later.